NFsTay operates as a general partnership and not as a passive investment vehicle. This means that every co-owner is an active partner, with a direct and ongoing role in managing the property. Through our platform, all major decisions—whether related to tenant approval, property management strategies, or significant renovations—are made collectively by the co-owners through a democratic voting system. Each partner has an equal voice, ensuring transparency and control over the property’s future. Unlike passive investments where investors relinquish control, NFsTay empowers co-owners to take part in the daily operations and strategic direction of their assets. Our easy-to-use technology enables seamless participation, allowing every partner to engage in key decision-making processes. This ensures that co-ownership is collaborative and active, making NFsTay a true general partnership where all partners share equal responsibility for the property’s success. While NFsTay facilitates co-ownership, it is important to note that NFsTay is not a registered investment advisor, broker-dealer, or financial planner. The content and materials available on this platform, including property details and investment projections, should not be interpreted as offers to sell, solicitations to buy, or recommendations regarding any security or investment opportunity. Users are solely responsible for determining whether an investment aligns with their individual financial goals, risk tolerance, and portfolio strategy. Given the risks associated with real estate investments—such as market volatility, liquidity challenges, and potential loss of capital—NFsTay strongly encourages users to consult with licensed financial planners, legal counsel, or tax professionals before making any decisions based on the opportunities presented on the platform. NFsTay does not guarantee the performance, appreciation, or capital returns of any real estate investment offered. By participating in co-ownership or fractional ownership opportunities, users acknowledge the inherent risks, including fluctuations in property values, tenant risks, regulatory changes, and broader economic factors that may influence investment performance. Additionally, all co-ownership agreements and investment products facilitated by NFsTay are designed to comply with relevant UK regulations, including the Financial Services and Markets Act (FSMA), and adhere to robust anti-money laundering (AML) and know-your-customer (KYC) standards. Independent legal and regulatory oversight, provided by Frederik Lund, ensures NFsTay operates in full compliance with industry best practices. By accessing or using the platform, users agree to NFsTay’s Terms of Service, Privacy Policy, and all applicable disclosures related to the specific investment products being considered.